London, Kitchener, Waterloo, Cambridge, Guelph, Brantford, Woodstock, St. Thomas


First Mortgages
  • Rate: 5.24% LTV: Up to 85%
  • Lender Fee: Starting at 2.5%Minimum Beacon: 550
  • Amortization: Up to 40 years availableTerm: One year, closed
  • Capped lender fee AND (capped broker fee is available at 75% LTV)
  • No maximum number of units*
  • Title in corporate name or holding company is acceptable.
  • Gifted equity or vendor take back acceptable as down payment.

Are you having difficult qualifying for a traditional mortgage loan? Or are you on a short timeline and unable to wait around for the bank to make its final approval?

If you are in either of these situations, you may be interested in a private mortgage loan.

All Credit Types Accepted

Good / Bad / No Credit ?


Consumer Proposal?

Private mortgages are typically viewed as short-term solutions in the financing industry. These types of loans can provide you with the financial resources you need for a year or two, giving you time to become a stronger candidate for a regular mortgage loan.

For more information about private mortgages, call our office at 647-497-7941

A Private Mortgage may be the best solution for you if :

  • You were already turned down by the bank for a traditional mortgage loan.
  • You struggle with poor credit.
  • You have income that cannot be verified.
  • You do not have time to wait for the approval process of a traditional loan.
  • You have unconventional mortgage needs (such as for residential or mixed-use properties

Lending Areas


St. Thomas








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